Transfer tax calculator
Property transfer tax calculator for Portugal, Greece, Malta and Dubai
Type the price and see what the state takes when the deed is signed. Every line names the instrument that sets it and the date we read that instrument — and says plainly where no authority sets the figure at all.
Portuguese figures read at source on 9 September 2026; Greek, Maltese and Emirati figures from the property dossier of 24 August 2026. Every instrument named here has its own dated line on our sources page
Portugal
IMT under art. 17 of the Código do IMT, plus stamp duty under verba 1.1 of the general table. Mainland scale: Madeira and the Azores legislate their own and we have not read them.
A starting figure, not a claim about what anything costs. Type your own.
- IMT, the municipal transfer tax€19,3004.83%instrument readread 2026-09-09
Código do IMT art. 17, table as amended by Lei 73-A/2025 of 30 December 2025. Mainland scale; Madeira and the Azores legislate their own and are not modelled here.
The top two bands are single rates on the whole value, not marginal. Between the 8% band and €1,150,853 the whole price is taxed at 6%, and above it at 7.5% — which is why one euro over that threshold costs €17,262.87 in tax.
- Stamp duty, Imposto do Selo€3,2000.80%instrument readread 2026-09-09
Tabela Geral do Imposto do Selo, verba 1.1: "aquisição onerosa ou por doação do direito de propriedade… sobre o valor", 0.8%.
Where the Portuguese scale jumps, and by how much
Above €1,150,853 a single rate of 7.5% applies to the whole price rather than to the excess over the threshold. At {threshold} the tax is €69,051; one euro more and it is €86,314. That is €17,263 for one euro of price, and it is the only discontinuity in the scale.
The lower flat threshold is not a cliff, and that is by construction: at €633,931 the marginal bands have already accumulated €38,015, which is almost exactly 6% of it, so the flat band picks up at €38,036.
Greece
ΦΜΑ, the real estate transfer tax, plus the municipal surcharge — which is charged on the tax and not on the price.
A starting figure, not a claim about what anything costs. Type your own.
- ΦΜΑ with the municipal surcharge€12,3603.09%instrument readread 2026-08-24
AADE, real estate transfer tax (ΦΜΑ): 3% of the taxable value, plus a municipal surcharge of 3% OF THE TAX — 3.09% in total.
Charged on the taxable value, which is the higher of the price and the objective value. VAT on new build is suspended to 31 December 2026, so a 2026 purchase goes through ΦΜΑ.
Malta
Duty on documents and transfers under Cap. 364, and it falls due at two separate moments rather than one.
A starting figure, not a claim about what anything costs. Type your own.
- Duty on the promise of sale€4,0001.00%instrument readread 2026-08-24
Cap. 364 art. 32 and art. 3(6): of the 5%, 1% falls due on registration of the promise of sale.
Paid months before the deed, not with it.
- Duty on the deed€16,0004.00%instrument readread 2026-08-24
Cap. 364 art. 32: the remaining 4% on the deed.
Charged on the higher of price and value. No reduced rate is available: art. 32(4)(a) excludes anyone who WOULD have needed ministerial permission under Cap. 246 had the property not been in a special designated area — a counterfactual test, so buying inside an SDA does not escape it.
Dubai
The Dubai Land Department transfer fee under Executive Council Resolution 30/2013.
A starting figure, not a claim about what anything costs. Type your own.
Off is what the resolution says: shared equally between seller and buyer unless the parties agree otherwise. On is what the market usually does — and it is negotiable precisely because the resolution says otherwise.
- DLD transfer feeAED 40,0002.00%instrument readread 2026-08-24
Executive Council Resolution 30/2013 art. 3(1) and schedule: 4% of the contract value, and art. 3 — «unless agreed otherwise, the Fee for the sale of Real Property will be shared EQUALLY by the seller and purchaser».
The resolution's default. In practice sellers commonly push the whole fee onto the buyer; the toggle above shows that case.
What this calculator leaves out, and where the rest of it is
Notary scales, land registry fees, agents' commissions and the Dubai administrative tariff are not on this page. Different instruments set them, and two tools computing the same charge is two tools that will one day disagree.
The full cost of a residence route is in the cost calculator